Loan Amortization Extra Payments: Save Thousands (Calculator Guide)

On a $300,000 mortgage at 6.5% for 30 years, you pay $382,000 in interest — more than the home itself. Adding just $200 extra per month wipes out 9 years and saves $98,000. This guide explains the math, the strategies, and when extra payments are actually the wrong move.

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Originally published at https://wowhow.cloud/blogs/loan-amortization-extra-payments-savings-calculator-guide-2026

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